Babaria Media - Latest ICICI Coral Credit Card Benefits and its Review.

Latest ICICI Coral Credit Card Benefits and its Review.

 

The ICICI Coral Credit Card is one of the flagship credit card and debit card products launched by the bank. The ICICI Coral Credit Card has a huge customer base in India.

Many people prefer owning an ICICI Coral Credit Card over their platinum card product and experience a wide range of benefits and offer on the card.

This is why i have created this comprehensive icici coral credit card review, just for you guys. Being a heavy credit card user myself, i am in a good position to comment on this topic.

As a new card owner, you must refer to this ICICI Coral Credit Card Review and learn the benefits you will experience in a lifetime.

One of the interesting facts about this product is that it is not a visa signature card yet it has many affiliations with the visa affiliated lounges (i love t this icici coral credit card lounge access feature. The credit card offers good benefits to the people who are salaried, self-employed or working professionals.

       

Icici bank coral credit card Review - Benefits, Rewards 

While using this credit card, you will experience unlimited cash rewards on a daily basis wherever you shop. Earn unlimited cash rewards; get movie tickets free, discounts on dining a lot more.

• You can now get 2X cash rewards on groceries, dining, and supermarkets, etc.
• ​Get 1 complementary visit to a luxurious airport lounge once in a quarter
• ​Get a stylish “Provogue” tie complementary on joining.
• ​Get 2 complimentary movie shows every month on booking the shows via www.bookmyshow.com.
• Benefit from the social dining program and get 15% savings on dining bills in over 2100 restaurants.

Different banks claim to offer the best experience and benefits associated with their credit card products. However, the Coral Credit Card product has outrun its competition from different public and private banks in India.

Thousands of cardholders have given positive reviews based on their experience in using the Coral Credit Card in the domestic market both on retail outlets and online shopping. ICICI Bank offers multiple rewards and benefits to its clients that are second to none.

Documentation and Eligibility.

​Many people want to own a credit card with maximum rewards and benefits as per their requirements. In this case, the ICICI bank credit cards have the highest demand in the market.

If you want to get any ICICI bank credit card, you must provide the required documentation and meet the eligibility criteria and satisfy the following conditions.

• The applicant must be a citizen of India.
• The applicant must be at the age of 23 years at the time of application for the credit card. If there is an add-on card on the credit card, then the applicant must be 18 years at least.
• ​The minimum monthly salary must be INR 20,000.
• Provided the applicant is self-employed the average annual income must be above INR 300,000.
• The applicant must have a clean credit history with no background of default.

Once the eligibility criteria are met the below mentioned is the list of documentation that is needed to at the time of application.

• Provide valid identity proof such as (Voter’s ID, Passport, Driving License and Aadhar Card, etc.)
• Address Proof (Any official document that confirms the address as the current place of residence).
• ​PAN Card.
• ​Income Tax Return and the salary slips for the last 2 months.
• 1 passport sized photo.

Now that you have understood the documentation and eligibility criteria let us take a look at the benefits and offers that are associated with this credit card.

Icici coral credit card benefits

Savings and Rewards.

ICICI Bank Coral Credit Card has some of the best features for shoppers interested in making a purchase either on the online portal or the retail portal.
Below mentioned are the savings and reward features.
Get unlimited cash rewards and benefit from the Payback Points. The payback is the India’s largest and one of the most successful multi-partner loyalty programs in Europe for all your spends. On every INR. 100 you spend while shopping in the supermarkets, dining, and groceries, etc. also, earn 2 payback points on every INR 100 spent on different types of the transaction except on fuel.
The reward points earned on the transactions get accumulated under the payback policy every month. The cardholder can get the redemption for the cash or the gifts of choice
It is Important to Understand the Redemption of the Payback Points in Cash:

​Each Payback point is equal to 25 paise once you call the bank at 080-40146444. An equal amount of money will be credited to your bank credit card account within 7 working days.

You can also get the Payback Points as Gifts:

You can now call the Payback on 1860-258-5000, or you can place an online request for the redemption at www.payback.in. After this, you can receive the gift of choice at your doorstep within 10 working days.​

You can also make the saving on your ICICI Coral Credit Card to the tune of INR 17,500 annually​.

Icici bank coral credit card offers

​Entertainment Experience: Buy 1 ticket and get the other one free with any random day of the week on the www.bookmyshow. At an average value of INR. 250 per ticket, get two tickets free. The successful booking of the tickets is depended on the stock availability.

Dining, Wellness, and Hotels: The finest dining experience comes with the impressive savings the ICICI Coral Credit Card offers you the benefit of saving approximately 15% on the dining bill that is over 2500 in the restaurants that are partners in the program​. 

These restaurants are spread across 12 different cities in India and have the tie up with the ICICI Bank Culinary Treats program. Such offers are available on both Visa and MasterCard; get great offers for the restaurants, luxury hotels, spas, lifestyle stores and more

​The Airport Lounge Access Privilege: Get the best travel experience and complimentary access to the ICICI Bank Coral Credit Card. You can benefit from a luxurious experience of getting the gourmet meal, free Wi-Fi, comfortable seating, Widescreen TVs and beverage services.

​All you have to do is to present your ICICI Coral Credit Card with your boarding pass and enjoy your services.

• ​1 complimentary lounge visit every quarter.
• Bullet Point 2.
• ​​Please note that primary card holders can benefit from one complimentary visit every quarter in the domestic airport lounge with effect from April 1st, 2017.
• ​Unrestricted chargeable access for the accompanying guests and self.
• This is applicable for Visa and MasterCard user’s both

Chip & Pin Security: This security is an effective tool in the protection of the sensitive information of the credit card and the card holder.

This feature offers robust security against the counterfeiting and duplication of cards.

• ​The new chip cards have an additional layer of security as the (PIN) Personal Identification Number.
• The pin number is needed at the terminal transaction to get successful at the merchant outlets.
• The PIN is not needed for the online transactions, and you need to get yourself a 3D secure that is (Verified by VISA/MasterCard SecureCode).

Savings on the Fuel Purchases: You can now get 1% waiver on fuel surcharge on refueling. The offer remains valid for the maximum spending of INR. 4000 at the HPCL pumps. This is one the best benefit of icici hpcl coral credit card.

Joining Privileges and Fees and Other Charges​.

First Year Fees

1000 /-

Click here for Coral Credit Card Application

• The Joining Privileges: The ICICI Coral Credit Card offers its card holders a complimentary Tie worth INR. 999 from “Provogue.” Once you have made the payment of the joining fee, the tie will get delivered to you within 30 days.
• Fees: You have to pay the joining fees of INR. 1000 + service tax and get a complementary tie. Also, the renewal fee of INR. 500 + service tax gets waived off provided you spend at least INR. 150, 000 in the previous year.
• Other Charges: Refer to the terms and conditions to get detailed information about the other charges.

I hope you like this icici coral credit card review. If you did, then you can go and sign up for the card and also share this article with your friends as well so that they can also enjoy the same benefits as you.