Friday 28 July 2017

Babaria Media - HDFC All Miles Credit Card Review

HDFC All Miles Credit Card Review

 

Hdfc all miles credit card is one of the top credit cards in india
With the help of my  experience of using credit cards for almost 6 years now, and also 5+ hours of research, i wrote this helpful article for anyone looking for HDFC all miles credit card review.
Credit cards are important in life. They come in handy when you are running low on cash and want to buy something.
Credit cards provide an option that lets you pay the amount without getting the money debited from your account. You get an option to pay the money later on to the bank.

HDFC All Miles Credit Card Review , Rewards & Offers

Bank offer many types of credit cards to their customers and many of them have amazing offers and benefits for the customers to make their payments while getting rewards for their payments.
One such card is HDFC All Miles Card. It is one of the Premium Credit Card which is offered by the bank to the Preferred and the Imperia HDFC customers. It is one of the major products that HDFC offers in the segment of Premium Travel.
All Miles Credit Card is specifically designed for people who love to travel and are frequent fliers. Through the website of All Miles they can book airline tickets and also do hotel reservations. It is however not limited to this.
They can also download music and make recharges for their mobiles or DTH using the reward points they have earned while making reservations and booking hotels. The best part is that you get to earn 2X reward points for every purchase you make on the All Miles website.
                 
All Miles HDFC credit card is offered free for life time to the Preferred and the Imperia HDFC customers. However, for regular (Classic) and other customers, the bank offers an instant loan of 40000@1.1% P.M rate of interest on the All Mile credit card.
In the long run it makes the card life time free. The loan bears very low rate of interest. When the customer makes any outbound purchase, the annual fee of the card of INR1000 per year is also waived off.

Redeeming the Reward Points in Your HDFC All Miles Credit Card

Before redeeming the reward points accumulated on your card, you will have to convert the reward points to All Miles voucher. This voucher then can be utilized at the web portal of the HDFC All Miles.
100 reward points gives you 25 All Miles voucher credit. You also have an option to convert the reward points into your preferred Air Miles Loyalty program.
The break of reward points is described below for your consideration and easier understanding.
  • 1 Reward Point = INR0.25
  • 1000 Reward Points = INR250
For every INR150 you spend with the All Miles credit card, you will get 3 reward points. The best way to utilize the reward points accumulated is for air travel tickets or mobile recharges. You can also book hotel rooms and you also get HDFC food card.
It also provide you an opportunity to buy things like Smartphone, Grooming kit, vouchers and other such items when you have accumulated enough reward points.

Paying your Postpaid Bills Using the HDFC All Miles Reward Points

This benefit offered by the All Miles credit card is very beneficial and is the USP of this card as no other HDFC card provides this benefit. You get an opportunity to make payments for your postpaid bills using the All Miles Reward point voucher.
Only with All miles HDFC credit card can you pay the postpaid bills of your phones or your DTH using the reward points accumulated. Other cards like Infinia or Regalia, you can all recharge your prepaid accounts.
All Miles website is the only website that runs on the “Reward360” loyalty platform. All other card runs on HDFC “Loyalty” points reward platform. This was not a planned feature but it surely does make a difference.

Features of the HDFC All Miles Credit Card

Now let’s talk about the features and the benefits of owning All Miles Credit Card offered by HDFC. This is segment that truly concerns the people looking for getting this card.
  • Reward Rate: normally ~0.5%, up to ~1% on accelerated rewards
  • Fuel Surcharge Waiver: 1% fuel surcharge is waived off when you useAll Miles Credit Card on fuel transactions. (Minimum transaction is INR400 and maximum cashback of INR500 per statement cycle).
  • Reward Points: 3 reward Points for every transaction of INR150 is awarded. Also, 2x Reward Points are awarded for every transaction done on the website of Air Miles.
  • Renewal Benefit: If you spend INR15,000 within the first 90 days of the HDFC all miles card set-up date then you get the opportunity to get your first year fee reversed. Also if you spend INR1,00,000 in the previous year then your renewal fees get reversed.
  • Complementary Airport Longue Access: You get up to 4 free accesses to the Priority Pass Lounges every year; 2 visits to Visa Signature Lounges per quarter (depends upon the variant you applied for).
  • Cashback: On transaction of INR1000 in first 45 days of the all miles card setup date, you get a cashback of INR250.
  • Vouchers: You get a voucher worth INR200 of BookMyShow to use on the website (one time use only).
All Miles Credit Card is a credit card that belongs to the premium segment. It is the best choice as compared to other basic/beginner cards such as Platinum plus Credit Card The card is acceptable at all major platforms including recharges and postpaid bill payments of leading networks and DTH services.


It also provides access to airport lounges and accepted at every airport lounge and hotel bookings. If you are a frequent flyer then this is the right choice and you should take it in split seconds as it provides best reward points that can be redeemed at HDFC Air Miles website in India.




The offer on the card is limited and subjected to the decision of the bank. The offers are attracted and you can easily get a limit of INR2 Lakhs on this card. You should not waste this moment and get yourself the HDFC All Miles Credit card and avail the amazing offers.
If you already have this card then you can go for the upgraded version of the HDFC all miles credit card by choosing HDFC Regalia Card; one of the more supreme HDFC credit card.
Sign up for HDFC All miles credit card by clicking on the button below. If you have any other question, feel free to ask it in the comments section below.

 

No comments:

Post a Comment

Babaria Advertising and Media - Coronavirus Forces Cambridge to Hold Most Classes Online Next Year

Coronavirus Forces Cambridge to Hold Most Classes Online Next Year: Live Coverage The W.H.O. agreed to investigate the world’s pan...